Fashion wholesale is operating in an environment of increasing macroeconomic pressure. Recent shifts in US trade policy, including a structurally higher tariff regime, are prompting brands to reassess cost structures, delivery terms and commercial execution across markets.

In this context, payments are no longer a peripheral step in the wholesale process — they are one of the points where commercial strategy, buyer experience and operational discipline intersect.

Online payments already exist in fashion B2B. What varies, however, is how completely those payments are framed, automated and managed once they are in motion.

Introducing LNB Pay

Developed as part of the LE NEW BLACK ecosystem, LNB Pay extends the wholesale checkout experience by integrating payments directly into the digital showroom. Designed to support fashion B2B transactions, LNB Pay improves the payment process between brands and their buyers. With a complete suite of features all packaged within a centralised hub, it keeps payment processing within the platform, allowing brands to collect and manage payments alongside their wholesale activity. From streamlined checkout flows and customisable payment options to automated notifications for brands and buyers, and a centralised dashboard with integration capabilities, LNB Pay is built to support the operational realities of fashion wholesale.

Centralise payments for greater efficiency

Keeping payments within the LE NEW BLACK platform brings clear operational benefits. With LNB Pay, payment collection happens directly within the digital showroom experience, and brands manage payment activity from a dedicated, centralised hub — with visibility at both transaction level and aggregated by order.

This consolidation supports accounts receivable follow-up and makes reconciliation more straightforward, by keeping payment data and order context in one place.

LNB Pay centralises payment management, allowing brands to:

• Integrate payments directly into the existing checkout process, reducing friction, distractions and missed payments
• Access a dedicated payment hub with individual transaction logs, as well as payments aggregated by order
• Monitor payment activity through a comprehensive dashboard, offering clear visibility on paid, due and overdue amounts
• Centralise payment rules, permissions and team access within a brand admin centre
• Connect LNB Pay to existing ERP systems via API to align payment data with internal workflows

Simplify international transactions

Cross-border B2B payments can be slow and operationally heavy, often involving multiple intermediaries. Add multiple currencies and you quickly introduce more friction: paperwork, bank cut-off times, extra fees, and longer settlement cycles — all of which increase the time and effort required to get paid.

LNB Pay helps reduce the complexity of global B2B payments by enabling brands to:

• Set daily payout schedules for faster access to funds
• Allow buyers to pay online in their local currency
• Send payouts directly into local bank accounts
• Support 135+ currencies across international markets
• Process transactions securely and in line with international compliance standards

Streamline checkout to support order completion

For buyers, friction at checkout is one of the quickest ways to slow down ordering. LNB Pay keeps payments as a natural continuation of the LE NEW BLACK showroom checkout, with a flow designed to reduce ambiguity and make the payment step easy to complete.

LNB Pay checkout capabilities include:

• Customisable payment terms set by the brand according to its business logic
• Automated instalment schedules, with clear amounts and timing (no buyer guesswork)
• Sharable payment links that mirror the same checkout experience as the showroom
• Automated notifications and alerts for buyers and brands when payments are due, overdue and paid

As more wholesale buyers expect flexibility in how and when they pay, LNB Pay gives brands a structured way to offer options while keeping the process clear — helping protect the buyer experience and reduce dropped or delayed orders.

Designed for where the industry is heading

Fashion wholesale is moving toward greater standardisation, clearer buyer expectations and tighter operational control. Payment systems need to support that shift without adding friction.

LNB Pay is built to align buyer-level clarity with brand-level control, combining B2C-inspired payment flows with wholesale-grade rules, automation and monitoring. It aims to ground payments more firmly in the reality of fashion wholesale operations.

To learn more about LNB Pay, visit the dedicated page here.